Condo Insurance
Protecting your condominium with the right insurance
safeguarding your condominium unit and personal belongings requires the right insurance policy. Let K&R Insurance help you navigate the various options to find a condo insurance policy that meets your specific needs, balancing comprehensive coverage with affordability.
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What is Condo Insurance and What Does It Cover?
Condominiums provide a distinct living situation, falling somewhere between renting an apartment and owning a house. While your condo association typically carries insurance, this usually covers only the building’s exterior and common areas, leaving your interior spaces and personal belongings vulnerable.
This is where condo insurance becomes essential. It protects the interior of your unit, covering damage to walls, floors, built-in features, and personal possessions. Additionally, it offers liability coverage in case someone is injured while in your unit.
The HO6 Condo Insurance Policy is specifically crafted for condominium owners. Often referred to as the “walls-in” coverage, it covers the interior of the unit and personal property from potential risks such as fire, theft, and certain types of water damage. This policy also includes liability coverage, protecting you in case of claims or lawsuits stemming from accidents within your condo. To delve deeper into the specifics, visit our detailed HO6 Condo Insurance Policy page.
HO6 Condo Insurance Policy

